Title insurance policies from our company in Twin Falls are a great way to protect your largest investments for years to come. Title Fact provides buyers with the armor needed to defend themselves against defects in home titles such as liens, fraud, missing heirs, foreclosures, forgery, unpaid taxes and other forms of legal attacks.

There are two different types of title insurance: owner’s policy and lender’s policy. 

• An owner’s policy protects your property rights for as long as you or your heirs own the home. 
• A lender’s policy is usually required by the lender and protects only the lender’s financial interests. The buyer typically pays for this policy, but this varies depending on geography. We recommend you ask an ALTA member how it’s handled in your area.