What is Title & Escrow?
Understanding Title & Escrow…
Buying or selling a home is one of the biggest financial decisions you’ll ever make. With hundreds of thousands of dollars on the line, every detail must be handled with precision and every party must be protected. That’s where title and escrow services come in. At TitleFact, Inc., we make sure your transaction is seamless, secure, and safeguarded from start to finish.
At TitleFact, we’ve been safeguarding Southern Idaho real estate transactions for decades. We bring together thorough title research, experienced escrow officers, and trusted relationships with Magic Valley lenders and agents to ensure your closing is accurate, timely, and stress-free.
When you choose TitleFact, you’re not just completing a transaction—you’re protecting your family’s future, your financial investment, and your peace of mind.
At TitleFact, Inc., we make sure your transaction is seamless, secure, and safeguarded from start to finish.
What does a title company do?
The title company ensures the property being sold has a clear legal history. We search public records to uncover any liens, unpaid taxes, judgments, or ownership disputes that could put your purchase at risk. Once verified, we issue title insurance—a crucial protection for both buyers and lenders. Without it, you could face legal battles or even lose your property if a hidden defect surfaces years later.
Title insurance isn’t just another closing cost—it’s your long-term protection. If a hidden issue, such as a prior owner’s unpaid taxes or an error in a deed, emerges after you buy your home, title insurance covers legal defense and financial loss. It gives you lasting peace of mind that your investment in Magic Valley real estate is secure.
The Role of the Real Estate Agent
We highly recommend using a REALTOR® for your real estate needs. A real estate agent is your advocate and guide through the negotiation, contract, and transaction process. Agents bring local market expertise, ensure contracts are complete, and keep everything moving on schedule. While they handle the negotiations, it’s the title and escrow team that provides the financial and legal framework to ensure the deal actually closes.
The Role of the Lender
For most homebuyers, a lender is essential. Lenders provide the financing that makes purchasing a home possible, but they also require safeguards. That’s why lenders mandate title insurance and escrow—they need to know their investment is protected and that funds are disbursed only when every condition of the loan and purchase agreement is met.
Why TitleFact Is
Critical in Pulling It All Together
In the fast-moving Twin Falls County housing market, details matter. In July 2025, the median home price in Twin Falls was $369,900, with an average price of $436,432 and homes averaging just 60 days on market.
With prices rising nearly 5% year-over-year, and more than 135 pending sales countywide, it’s clear the local real estate market is competitive. In this environment, having a trusted title and escrow partner is more important than ever.
At TitleFact, we’ve been safeguarding Southern Idaho real estate transactions for decades. We bring together thorough title research, experienced escrow officers, and trusted relationships with Magic Valley lenders and agents to ensure your closing is accurate, timely, and stress-free.
When you choose TitleFact, you’re not just completing a transaction—you’re protecting your family’s future, your financial investment, and your peace of mind.